Money Saving News


Read the latest news articles and frugal blog posts to help you save money and live happy.

All change…. Cold night though no frost. Second night of little sleep. Blue sky, sunshine, brisk cold wind. Had a massage this morning and some hairs on my chin removed. Two years have past since I finished having everything not wanted removed. These naughty but weaker ones keep popping up every now and then.

16 Outrageous, Funny & Unusual Ways to Save Money Exhaused all the usual ways to Save Money? Check out these bizzare Money Saving Tips that some people actually do! Would you dare?

Are you ready to see this? My freezer is actually empty! Clean! Defrosted! And I'm just about ready to plug it back in. After working through nearly everything from my last freezer post, I put the few remaining items in my kitchen freezer. Then I unplugged the chest freezer and let it sit for a day or two so that all the ice could melt.

I Like To Speak Too Soon I've never really made new year resolutions, I think I've given lip service to them but have never intended to stick with them because I've always been the kind of person who thinks any day can be like New Year. This year I've done the opposite and used it as a bit of a push to get me going.

Half way through cutting food costs in January Half way through January, and half way through my attempts to cut food costs during January by using up the contents of our fridge, freezer and kitchen cupboards. Here's a quick update on how it's going. The first week was a breeze, while I was still cooking meals planned over Christmas, but never eaten.

Eight Essential Pinterest Strategy Tips…. If you have a blog then you're going to want to master Pinterest! Trust me, I don't have super huge amounts of traffic but what I do have is made up of around 50% Pinterest referral traffic which means that half of the people visiting my blog have found one of my Pins on Pinterest and were interested enough to click through to my blog.

"Wonky" Meat Now on Sale, But Would You Buy It to Save Money? Wonky veg has been around a while, and we now have wonky meat. It's far cheaper than you can usually get at the supermarket - if not just a bit odd in shape.

Making 'bones' for Ruby Ruby, being raw fed, needs quite a variety in her diet. The tubes of meat and minced bone she predominently has, have offal incorporated into them. However, sometimes, we go for slightly cheaper packets which don't. However, the difference in price is about 35p per tube and the extra's I might add, are less than this.

Redecorating my Dad's bedroom with ScS No matter where we lived they always left it as the last room to be decorated, meaning they never had a finished bedroom. I finally decided enough was enough - my Dad had built in wardrobes that were never finished, a carpet that was probably older than me and way too much stuff in his bedroom.

Health Insurance Well today I am talking about Health Insurance and the expense of it all. Me being a cheapskate and looking into health insurance is a horror movie waiting to be produce. Thank god I don't need it now I am on my partners insurance but when I do the amount that they are quoting for basic health insurance is crazy.

How to prepare for a No Spend Month…. I know lots of people have been having a bit of a no spend month this month but we decided to have our no spend month in February instead so today, I'm sharing a few ideas on how to prepare for a no spend month. Before we start though, these are just ideas to help you prepare - they're not ways to cheat.

London for less: Point A budget boutique hotels Is it possible to stay in a boutique hotel in London on a budget? Check out my review of Point A Shoreditch to find out, with everything you need to know!

Should I Be Stockpiling Food for Brexit? Keeping a stockpile of food is a good idea for an emergency, but is it worth starting one now in advance of a no-Brexit deal?

Tuesday Tip - Revive dry mascara with saline You know how you're supposed to throw mascara away every three months? Well, Lisey and I had a couple of tubes that were getting dry and clumpy before they even made it to the three month mark. Digusted, Lisey took to the interwebs to find a good DIY for fixing the problem.

Oh…. We needed a new dog tag for little miss. Last time, a human operated the machine. This time, a machine did the work. Insert cassette, type what you want, leave it to happily laser etch on the information. I reckon it took no more than 5 minutes but was very enjoyable to watch all the same.

RBC NOMI Find & Save: How to Save Money Automatically The best way to save is to make it automatic, and now you can do so with your personal chequing account or joint chequing account with RBC NOMI Find and Save.

Coming soon…! So, this has been in the works for quite a while, behind the scenes. And, I have had multiple requests for certain items, especially across on Instagram where I post a lot more about this. I am working on The Frugal Cottage shop! This is a place where I will be putting my digital downloads so that you can get them to use, if you want.

Birthday Party Places - 25 That Your Kids Will Love Sometimes it's just easier to host a kids birthday party outside of your house. I've got 25 awesome ideas for birthday party places in your own backyard.

How To Solve Any Problem What if I told you I have the secret to solving any problem you have? I know, it's a bold claim. But I can live up to it. I'm going to show you how to solve any problem you're having. Career, business, health, weight loss, relationships, money, kids-you name it.

I'm trying 12 cheap/free things that promise to make me happier Because trying things is fun. And watching other people try things is fun too! I mean, Gretchen Rubin wrote a whole book about trying happiness habits for a year, and the world was pretty interested in that.

Batch Cooking - One afternoon, twelve family meals…. Batch cooking is something I promised myself I'd get better at this year so, on Saturday, I had my first batch cooking session in ages and now have twelve meals in our freezer ready to use - just think how much time that's going to save me.

Preparing for a Mortgage In 2019 I have never been one to think that paying rent is a waste of money - after all, it is one fixed fee to provide a roof over our heads, however, 2019 is the year that Tony and I look to buy a house together.

7 Best Bridal Registry Programs That Save You Money These can be expensive if your guests don't buy the complete sets that you've registered for. Some stores have better bridal registry programs. They are convenient and they offer a broader range of products.

How to save money for your children…. There's no getting away from the fact that being a grown-up is expensive? Which is why I really want to give my children a bit of a head start when they're ready to leave home and fend for themselves.

Frugal things from the #MoneySavingYear Facebook group This time last week, I set up a Much More With Less Facebook group, to share thrifty tips and support, and help us all make the most of our money. Regular readers may remember that a couple of years ago, I decided to tackle one financial matter each month, and was surprised how much I saved.

The Weekend Edition #77 Are you up to anything today? We're having a quiet day at home I think; Mr FC is feeling a bit under the weather so just needs a bit of a rest. Lots of playing with toys and spending time just relaxing sounds good to me. Well, as relaxing as it can be with two young children!.

Congrats and bread… First of all, congratulations to Jamie Murray and Bruno Soares for winning their first ATP title of this year. May you have many more. Needing to bake bread, I decided to double up my mixture to make one loaf of bread and 8 baps. 10% was rye flour, 40% brown and 40% white flours.

TopCashBack Giveaways: All Clues And Answers for Travel Treats 2019 Earning cashback on your spending is a great way to boost your income, and TopCashBack often run giveaways to help you to boost your cashback earnings. This time TopCashBack are back with TopCashBack Travel Treats. Keep reading for the TopCashBack clues and TopCashBack answers for the TopCashBack Travel Treats giveaway.

Blown away by a bank branch at B Works Manchester Ever done a yoga class in a bank branch? Learnt social media skills? Booked a co-working space? No, me neither. But if you're near Manchester, you can do all this and more at the new new branch of B, the digital banking service powered by Clydesdale Bank and Yorkshire Bank.

What I Spent, What We Ate - A very freezer-ful week I skipped my Hungry Harvest this week because I was starting to get a little backlog of veggies. I love that it's so easy to skip deliveries when this happens! And I only spent $92 at the grocery store this week, partially because I used a lot of freezer ingredients for our meals.

Well done Andy…. It was painful to watch, but Andy Murray has finally made the heartbreaking but correct decision to finish playing tennis. Boy, will I miss him! He hopes to try and carry on for another few months but I feel this is it really. Physical health has to come above everything else.

Supermarket Offers, Deals and Bargains This Week from Aldi, Asda, Iceland, Lidl, Morrisons, Sainsbury's, Tesco, Waitrose and More Here are the latest supermarket offers to save you money on your food shop! Find out about food and drinks offers, deals, and bargains you can get at the moment. Here is a round-up of the very best supermarket offers running at the moment both in store and online.

My nest has emptied a little bit I turned 40 in 2018, and on my birthday I remember thinking that this decade, my forties, would probably be a decade full of much more change than my thirties. This is largely due to the stage of life we are in as parents.

Yesterday…. We actually had a bit of blue sky and sunshine in between showers of rain. Today is grey, dismal and cold which seems to be the norm for nowadays. If all the doom and gloom merchants prove correct, we will be having bad weather later on in the season.

Nice, But Not That Nice Starting with a shockingly obvious statement, I like nice things. I love things that are well made, beautiful, unusual, classic, bespoke and all those things. I'm just not all that bothered about having them for myself, it's enough just to know they exist and people get enjoyment from them.

January in my garden…. Remember my last garden update back in October? My fence had just blown down in a storm and we were waiting for someone to come and build us a new, improved fence. Well, we now have our new improved fence and even though January isn't exactly the best time to do much in the garden, there are a few little jobs that we're getting in with this month.

Wellies… I had a shortish walk in my new cherry coloured wellies today. It was nice to just walk without having to worry where I put my feet! I wouldn't want to use them for long walks but certainly, short walks around here or going on the beach and just into the sea with Ruby, will be so much better.

Five Frugal Things - Whyyyy do my hems keep coming apart? I don't know why I have such bad luck with these, but the hems on my washcloths and towels frequently come undone, even when they're fairly new. I sewed this one and a few older ones up, which was a nice quick job. One of my potholders was having a little malfunction.

Our $225/mo. Grocery Budget: What I Spent & Saved Curious what it looks like to shop on a tight grocery budget? I'll show you the details of my $225 a month grocery shopping trips and teach what I do to save money and live well on a low grocery budget with my family of six!:. There are affiliate links in this post for your convenience.

Why I start preparing for Christmas in January…. OK, get your eye rolling out of the way before we start because, yes, today I'm going to tell you why I start preparing for Christmas in January.

Credit Cards & Cheapskates I find them wonderfully useful, provided you religiously pay the balance in full promptly every month.I've had a card for more than five years. They haven't made a cent off me yet. I get a monthly accounting of all my grocery purchases and utility bills, so I can use my card statements to track those budget items.

Tuesday Tip - Eat what's cheap right now. Before you decide what to buy and cook each week, consider what's available inexpensively right now. What's on sale? What's in season? What's already in your freezer / fridge/pantry that needs to be used?

Frugal shopping I had to pop into town this morning for some Metanium. Baby W is cutting her first tooth and her poor bottom is suffering. All 4 have really suffered with nappy rash while teething and Metanium is the only thing I've found that worked for them. It was £2.29 in Savers, Superdrug had it for £3.99!

My Word For 2019 Each year I like to give myself a word for my focus. Something that represents what I want to focus on during the year. I quite like reading other people's plus it gives me a chance to think about what I want out of the next twelve months. Although I set myself yearly goals, I like a focus word too.

Back to school We managed our first day back at school with out any hiccups. Everyone had their lunch boxes and PE kits in order and we arrived in good time. Both of the girls were eager to tell me all the new gossip from their classes on the way home. Gman was only interested in his snack lol.

Came across this the other day…. On the internet, thought you might enjoy some useful and interesting tips. You might want to mute it though as I found the music very irrita…

Thai Chicken Soup I shared about this soup on Instagram and in my menu post this week, and I got a fair number of message asking for the recipe. This is definitely going into our regular rotation because:. And though no one at my house has issues with gluten, this soup is also gluten-free, which means I could serve it to gluten-sensitive friends.

Cutting food costs in January After stocking up on food for Christmas, I'm keen to spend less during January. Check out my top tips for using up what we have and cutting food costs.

Buy Less And Buy Better In January At the start of a New Year many of us are reeling a little from the excesses of Christmas - our houses and cupboards are full, and our bank accounts might be empty.

Reader Case Study: Grandmother Of Five Hoping For Financial Security and Funds To Travel! Marie is an active, travel-loving grandmother of five who wants our help planning the remainder of her career and her retirement. We're headed to North Carolina today to make sure Marie can meet her goals of financial security coupled with fun!

How We Paid Off £15,000 Worth Of Credit Card Debt Despite being debt free for a few years now, I realised that I have never written about how we got into £15,000 worth of credit card debt, and more importantly, how we paid it off. Getting into debt in the first place was a combination of just not having enough money for our outgoings but also a bit of frivolous spending.

Why You Struggle To Hold Onto Your Money Do you have a hard time holding onto your money? Whatever the reason, your money comes in and goes right out. Maybe you pay your bills right away. Maybe money is tight. Whatever the reason, one thing is for sure-that money is out the door fast. This has nothing to do with making money.

Instant Pot Shredded Chicken…. Shredded Chicken has always been one of my meal planning staples and today, I'm going to share with you my recipe for Instant Pot Shredded Chicken which is the first of my Instant Pot recipes that I'm going to be sharing over the next few months.

Change of plans Today was supposed to be the first meet up of the Eastleigh Baking Club for 2019. Sadly at quite late notice it had to be cancelled due to the hostess being poorly. I'd already baked my contribution to the table. 2 dozen Pizza pinwheels. After all the sweets and sugar of Christmas I fancied a savoury bake for this meet.

Greyed out…. I don't know about you, but I am getting fed up now of low grey clouds and dismal days. We have had little sustained sunshine in this part of the country and I am in need of some! Weather forecasts seem to be indicating a change in the weather to colder days mid month, we shall see.

9 quick money saving tips to do today It could well take less time than expected, and you'll be so relieved when it's done and dusted. Investing for beginners. What is a pension and why you should care. 8 last minute tips to cut your tax bill. OK so this one might take a bit longer to pay off.

What I Spent, What We Ate - New Year, Fresh Budget First, here's how last year's spending stacked up. January: $544. February: $588. March: $641. April: $728. May: $535. June: $749. July: $578. August: $498. September: $598. October: $628. November: $587. December: $661. $7332 total. All of that averages out to $141/week which is perfect, since I usually aim for my average to be about $150/week.

First project of 2019 My first project for 2019 is crochetting 6 little pink pouches. I'm planning to use them for Valentine's Day, each one filled with a little "something".

10 Tips to Save Money & Recover Financially in the New Year December is a crazy month for spending and January brings a much needed budget (reality) check. The beginning of the year is the perfect time for financial resolutions. So if like me you're cleared out financially after Christmas & are looking for ways cut back check out these great ideas...

No justification…. I needed to top up stock cubes. Over Christmas, the ones we use were reduced from £1.70 to £1.00. As is life we forgot to buy any except pork which have somehow been lost: I love hearing from you, will read all your comments and try and answer any questions you leave.

Five frugal things I plan to do in 2019…. Every year at this time, I have a good think about some of the things I want to change or improve in our lives and it seems to have become a bit of a tradition that I share them with you all here. Usually, my annual resolutions are very similar but this year, I feel like they're a bit different because our priorities are changing.

5 ways to work out on a budget Working out doesn't have to cost you hundreds of pounds a year though, luckily there are some thrifty alternatives so that you can work out on a budget without needing to spend lots of money in the process. So this one may not be for the fainthearted, but braving the great outdoors for a swim is both invigorating and thrifty.

I'm Not Smashing It Killing it, crushing it, slaying it making my future self thankful, putting my big girl pants on, being stronger than my excuses, or being "goals". I joined an online group because my friend, who is the founder, needed numbers, and it is an eye opener.

Dividend Income December 2018 + Yearly Roundup This post signifies the end of my third full year of investing. I can't believe I've been able to write these updates for so long! I have been debating whether to change the frequency of these updates, but as I believe strongly in creating this second income stream, I shall continue for now.

Darn it…. We eventually, 'finished' our Christmas jugsaw: Only to find this: One piece missing! Luckily it is a Gibson puzzle and they help ou…

Freezer Challenge - MAYBE the very last one I've been working on eating down the contents of my chest freezer for months now, and I'm finally nearing the end! Here's how things started, as a reminder. The lid of my chest freezer has accumulated some condensation inside the lid, where it's frozen.

Amazing Homemade DIY Shower Spray…. My homemade DIY shower spray is one of my favourite homemade cleaning recipes and considering how often our shower is used, it's one of my most used cleaning products.

How to save money when you think you can't afford to…. Does it actually have some money in it? The easier it is, the more likely you are to transfer money into it. This is my biggest suggestion if someone asks me how to save because I know from personal experience that the more effort I have to put in, the less likely I am to actually save.

Live More Frugally - Getting Started What's the best way to start if you want to live more frugally? There are lots of possible lifestyle changes, here's one that's easy and with many benefits.

Wow! I was standing in the conservatory when I heard the sound of geese flying over. In Norfolk, we have huge flocks of these arrive, predominently Canada geese.

Going Green In 2019 - Make A Promise For The Planet 2018 bought with it some big changes - the Blue Planet II effect meant that plastic pollution had a high profile, with lots of people looking for ways to reduce their own plastic use, and pressure being put on the big retailers and manufacturers to make changes too.

Five Frugal Things - Happy New Year! This post contains affiliate links. Happy New Year, friends! I hope that you've enjoyed some delightful times with friends and family over the holidays, and I hope 2019 holds good things for you. What better way to start out 2019 than with Five Frugal Things?

January Aims The start of a new year always brings renewed hope and promise. I love not knowing where the year is going to take us. January should be relatively quiet for The Frugal Cottage household.

Dangerous Debris… The dangerous debris I am referring to are the remnants of fireworks from the celebrations last night. We stayed up until 01:45 until we were sure the fireworks had all finished. There were a large number of really big bangs. Ruby went out for her pre-bed ablutions, and came back in, carrying the white plastic ring.

What are your financial resolutions? After the chaos of Christmas, I'm hoping for a calmer month. Usually I come up with a lengthy list of New Year's Resolutions, but this year I'm keeping it simple. So - drum roll please - my financial resolutions are:. Now - over to you. What are your financial resolutions for 2019?

2019 - A Year of Self-Care First of all, Happy New Year to everyone reading. 2018 was a good year for us. I stayed in paid employment, we lived within our means for the most part and I continued to save money both for LB's future and our own. There were many things to be grateful for, our health and well being and few real problems to contend with.

Join The 2019 Uber Frugal Month Group Challenge TODAY! Welcome to 2019 and welcome to day 1 of the January 2019 Uber Frugal Month Group Challenge! We start every year off right by completing the UFM Challenge as one giant Frugalwoods group. If you haven't signed up yet, there's still time to join us.

The ULTIMATE guide to meal planning…. If one of your New Year's Resolutions is to spend less money then meal planning is a great place to start and this post covers exactly what you need to know.

2019 Goals - The Frugal Cottage And a happy new year to you all. I always like the start of a new year; full of optimism for the year ahead. The unknown of what's in store for everyone in the next twelve months, plus lots of new experiences to enjoy and memories to treasure forever.

Setting Sustainable Goals I love the New Year - all those possibilities and twelve shiny new months waiting for us.And I'm guessing that if you're a regular reader here, then one of your goals or resolutions or aims for the New Year might well be to 'live more sustainably', which is awesome!BUT one of the problems with big…

Happy New Year Hello Family, Happy New Year. Today We are talking Saving Money For The New Year. Enjoy Email ThisBlogThis!Share to TwitterShare to FacebookShare to Pinterest Awesome Inc. theme. Theme images by molotovcoketail. Powered by Blogger.

Boots Had to go out the house today to get some chores and non food shopping done. Having got my feet wet on numerous occasions walking Ruby, I went to find some boots, eventually settling on these: Just over £48 in Dobies, fur lined. I don't mind the colour, at least people should be able to see me at a distance as I tend to wear dark coats!

Here's how my business made over £100k in 2018 One of the things I was most looking forward to was seeing how well my business made in 2018. I have decided to share this information with you to encourage and motivate you. My business, Drew Media LTD, is home to a few of mine and my husband's money making ventures.

How To Create A Five Year Plan You can become anyone you want to in the next five years. One of the most important lessons I've learned in all my personal development work I've done is that you are either growing or not growing. And by not growing, I mean stagnating or declining. Five years ago, I was practicing as an attorney.

Back to Basics with Budgeting Envelopes…. Today we're going back to budgeting basics with Budgeting Envelopes…. It's one thing to sit yourself down, work out your monthly budget and decided how much you should be spending on what but actually sticking to it is a whole different ball game.

A Reflection On 2018 So, another year is over. And what a year it has been! The main change for us this year has been adapting to being a family of four, as Frugal Baby arrived at the end of 2017. Both boys have changed so much in 12 months and it's lovely to see the bond between them growing.

Frugal Blog Hello to all who read these frugal blogs! I hope you all had a lovely Christmas season and that you enjoy Hogmanay and the new year festivities.

How to stick to your new year's resolutions…. Telling people what you want to achieve will definitely help as you'll feel more accountable for your actions and might think twice about breaking your resolution if you think you're going to have to explain yourself. They might also be able to help with encouragement and help when you need it.

I Am One Third Pistachio First things first - the Bros documentary, wow! We have veered away from the menu plan towards the very end of the month as I was struck down by the lurgy. There was a small amount of food waste - a small portion of salad and a pudding, everything else was either crammed into the ice box or used for something else.

December 2018 - A Month In Review So, December is almost over! And indeed, so is 2018. A year when you're older definitely goes so much faster than when you're young. I don't know what Frugal Toddler is going to do once Christmas is done with, the tree down and the lights off for another year.

The Cookie Contest Answers! For the first time ever, no one got all the cookie answers right! In previous years, someone eventually got them all correct, but this time 0/116 got them all in order. A lot of you were really close, but boy, that last cookie stumped a bunch of you. Almost no one guessed it was Lisey!

Frugal gardening I've picked up some good deals for the garden in the past few days. I started by finding some hazel trees for £1 in B&Q. The day after I bought a planter of mixed strawberry plants. They should give me 100 days of strawberries between them which sounds tasty and fun.

Completely Free 2019 Financial Planner Just for YOU…. The first section in the 2018 financial planner section is the introduction which includes absolutely everything you need to help you to work out your monthly budget, calculate your savings goals and learn to plan your meals along with a meal planning template for you to use each week and some other handy trackers to keep you on track.

Preparing for our Frugal Living Challenge in 2019 This is just a mini-blog to welcome new challengers to the concept of frugaldom and our likewise named Frugaldom project, which is based in Dumfries and Galloway region of SW Scotland. Frugal living is about a waste not, want no lifestyle of minimising the spending to primarily clear debt and then to maximise the savings.

Spooky or what! Are they weird looking or what? The new header is of the gang of our grand dogs that came to stay with us over Christmas. Poor Ruby. She was flying around as happy as larry yesterday but by 7pm she was throwing up. After 3 vomits, several carpet clean ups, she seemed to have finished.

Get Organized With 2019 around the corner. Just a money saving tip for you. Being able to save money is not just about the money part it's about being organized so you will know just where your money is going for 2019. So for the New year get those old papers shredded and the new ones organized so that you know where thing are for the new year.

Tractor Chains And Other November 2018 Expenditures FW and my mother-in-law cooked both the Thanksgiving and birthday party feasts from scratch, so our costs were for raw ingredients. We do hand-me-down/used gifts for our kiddos, so birthday gift expenses were negligible.

What I Spent, What We Ate - In which I burn a pizza. This post contains affiliate links. I got a $25 Hungry Harvest, and I spent $131 at the grocery store. Week 1: $131. Week 2: $182. Week 3: $192. Week 4: $156. It was our date night, and we ended up going out for sushi. Mr. FG and Zoe went to a concert, and I'd planned to bake a frozen pizza for them before they left.

Did I do the five frugal things I promised myself I would do this year? Last year, I made a few promises to myself and shared them here on the blog and today, as 2018 is nearing its end, I thought I'd revisit that post and see if I succeeded. I think we can class this one as an 'almost' success. I've had some long periods where I haven't meal planned for one reason or another but I think I've done OK.

The Frugal Cottage : Top 10 Posts of 2018 How is it nearly the end of 2018 already? I feel like this has flown by. It has been another year of highs and lows, which mainly revolve around seeing my two beautiful boys grow; they already have such a special bond and I am so grateful for the life we have.

An affordable weekly savings challenge…. It's that time of year again where people are sharing their money saving challenges for the year all over social media so I thought I'd share my own affordable weekly savings challenge with you again today… You've probably seen the posts I'm talking about - they're all money saving challenge type posts which in theory are a really great idea.

The 2018 Cookie Guessing Contest I sort of forgot I had a blog for a few days there, what with all the holiday goings-on. But I am happy to tell you that over Christmas, we got all six of us in the same place long enough to decorate some cookies. Which means that we now have six candidates for our annual guess-the-cookie-artist contest.

I get so annoyed…. When I arrive at the shops to find I have forgotten the shopping list! As it happened, we only forgot two items and they can wait. Luckily DB had glanced at the menu for this week, so at least we had some idea. Squash and sponge puddings were added to our shop as that is what our food bank is requesting.

Mince Pie Toastie, 36p Regular readers will know that I have quite the love affair with my toastie maker, and have done since childhood, when my mum would wrestle the big white Breville from beneath the sink and turn it on, and we knew that we had a scalding-hot pocket of delight for our imminent lunch.

Boxing day at the Random household Everyone is less crazed than Christmas Day, and it feels a lot more relaxed. It's a day of trying out new gifts and wearing new outfits and pajamas. The children have all happily entertained themselves with their gifts today. I've had time to tidy around a bit and make yesterday's turkey carcass into stock.

7 Stupid Easy Ways To Fix Your Finances In 2019 Each option is a simple and fast way to start on the path to financial health. You can pinch pennies aplenty, but if you're not making a lot to begin with, you'll find it's challenging to get ahead. If you can squeeze in some extra time in nights and weekends, earning a few extra bucks can be a game changer.

10 New Year resolutions you can actually keep…. So there you have it, 10 New Year Resolutions you can actually keep! Don't miss out on future posts like this - receive updates directly to your inbox by email by adding your email address here and hitting subscribe. You can also follow me on Twitter, BlogLovin or Networked Blogs and I'd love to see you over on my Facebook page and on Instagram.

Departing…. All I can say is, thank goodness our grand dogs are so well trained. Ruby has had a whale of a time playing with her sister. Master L., showed a mild interest in Ruby for about 3 days before her sister came on heat Christmas Eve! Slight chaos is now in progress as her sister has turned into a right hussy.

Merry Christmas Just a quick post to say Merry Christmas, and I hope you have a wonderful day, whatever you are doing. We're spend the day with family, which is just perfect in my book. xx. Your email address will not be published. Required fields are marked. Comment.

10 Frugal household tips our grandparents used to save money It is no surprise that grandparents always seem to have frugal household tricks to save money and live more simply. Here are some ideas which stand the test of time and will save you money today. After all, grandma knows best! As soon as there's a chill in the house, it's easy to switch on the heating to feel snug again.

Possibility Thinking: How I Created A Six Figure Online Business Out Of My Imagination I've made over $165k from my online business this year. I knew absolutely nothing about business, marketing, blogging, or making money online a few years ago. I didn't grow up around entrepreneurs. I didn't grow up selling lemonade, with an entrepreneurial spirit.

Cook Once, Eat Twice This month has been all about planned leftovers and salad. For lunch I've been switching between soup and salads, this one was bottom of the fridge cous cous. We ate quite a bit of chickpea dhal, this time with vegetable rice, avocado and turmeric cauliflower.

13 Best Peloton Accessories You Must Buy Now she's all Fabletics, all the time. What's great for me and for you is that Fabletics comes in a variety of sizes. Clothing is sized from XXS to 3X. So really pretty much most body sizes will find something they like with a Fabletics VIP membership.

Home for Christmas David has escaped from hospital tonight. We don't know how long he will be home but we are happy that he will sit in his usual place at the table on Christmas day. I wish you, all my bloggy friends, a Very Happy Christmas and a Peaceful New Year and thank you for sticking with me despite my infrequent post and for your good wishes for David.

Thank You Just wanted to say Thank You Family for being a part of The Cheap Cheetah Money Show….

Re-Gifting Today we are talking about the does and don't of Regifting at Share your regifting ideas with me right here and have a great Holiday! Email ThisBlogThis!Share to TwitterShare to FacebookShare to Pinterest Awesome Inc. theme. Theme images by molotovcoketail.

Soggy bottom….too deep for my shoes. We went to the beach yesterday to give the dogs a good run around. Ruby was not impressed having to share a crate with Master L. She whinged the whole way there! The tide was quite far out so we had to traverse a few gullies to get there. A suitable running around time followed.

Amazing 3 ingredient Kit Kat Fudge… Kit Kat fudge is my new favourite thing! My 5 minute Nutella fudge recipe is one of my most popular posts - especially at this time of year so I thought I'd experiment with some other variations of homemade fudge.

Where to buy Christmas veg for less You can tell it's getting close to Christmas - the supermarkets have slashed the price of Christmas vegetables! I blogged last year about where to buy cheap Christmas veg and tipped readers of my Woman and Home December column to look out for the price wars this year too.

We're nearly there. We've completed all the Christmas school, pre school, and baby group events. Almost all the Christmas presents have arrived. Christmas meat has been ordered. Merry Christmas to all my wonderful blog readers. I hope you all have a wonderful time celebrating.

What I Spent, What We Ate - It's the shortest day of the year! When I got up this morning and got out the devotional that Mr. FG and I read together, I looked and the date and realized, OOH! Today is the shortest day of the year! That in itself is not cause for rejoicing, exactly, because I hate dark days. But what it means is that longer days are coming.

A game… I visited a friend for a Christmas cup of coffee and a couple of mince pies! We had a good catch up natter then she asked if I knew how to play Uno. Like me, she is a visual learner and needs to play games, to understand them. After three rounds she got the basics enough to be able to play it with her grandchildren over Christmas.

Mercari is Closing - What You Need To Know I recently found of the sad news that online selling app Mecari will be closing in the UK in early 2019. If you're a member of Mercari read on to find out what you'll need to do going forward.

Should I Attempt A No Spend Year? I have made no secret about the fact that I am finding December difficult, finances wise. Money seems to be leaving ever day with no end in sight! Part of the problem is that I haven't been as organised about Christmas as I have in previous years, plus now with two children it seems like we are adding a lot more into the mix.

Last Minute Gift Ideas Here I've highlighted some last minute gift ideas. These are great ideas for both experience gifts and gifts that you can buy online and pick up in store today. Sometimes people don't want the gift of stuff. They want the gift of an experience. Here are a handful of last minute gift ideas that fit the bill as an experience gift.

How We Got a Really Cheap Phone We managed to pick up a brand new phone really cheaply for our daughter’s Christmas present, with thanks to the Carphone Warehouse Trade In service.

Where to Get The Cheapest Vegetables This Christmas Supermarket price wars are on with veg for your Christmas dinner. Prices have been slashed to as low as 19p! Check out the offers across all supermarkets.

Guests…. DS and DDiL, plus dogs, arrived yesterday evening. The usual chaos ensued for a short while, whilst the dogs got reacquainted, then peace fell. Ruby and her sister D, are playing constantly today. L, is sniffing Ruby who has passed her fertile stage but still smells interesting.

Indulge In Self-Care By Joining The January 2019 Uber Frugal Month Group Challenge! It's the Uber Frugal Month Group Challenge and it will be gifted to you starting January 1, 2019. I know what you want and I know what you need: you want financial freedom, the ability to get out of debt, the power to transform how you think about money, and the skills to do it.

Parmesan Polenta with Red Sauce Parmesan polenta is a good vegetarian main dish, but you could also serve it as a side along with something like Italian chicken sausages. There's a printable recipe card at the end of this post, and here are some photos to give you an idea of how this goes!

Well now, this changes everything It seems life over the past year or so has been chugging along like an old steam train passing through the vast plains of the old American west. Occasionally it might approach a bend, or need to stop at a dusty wooden built town, but inevitably the steam cloud starts rising again and onward the train goes without much change of pace or purpose.

Happy Wednesday Hello Family How are you today. Just wanted to say Happy Wednesday. Email ThisBlogThis!Share to TwitterShare to FacebookShare to Pinterest Awesome Inc. theme. Theme images by molotovcoketail. Powered by Blogger.

Stitch Fix, December 2018 This post contains affiliate links. You know how I've been trying out Stitch Fix using their "the cheaper, the better" option? Well, I decided to try bumping my price points up to the next level to see what would happen. And I would say basically: nothing.

Advocaat Muffins with frosting… Having made an Advocaat cake the other day, see here, and deciding we didn't particularly like the chocolate in it, the recipe was adapted. Using half the recipe and no chocolate, the mixture had 8 cocktail cherries chopped into it before putting into muffin tins.

Investing for beginners: Which Vanguard LifeStrategy fund is right for you? Not everyone wants to swot up on financials, decipher the jargon and geek out about investing. Here's the thing: you really don't have to learn investing inside out to get started. And - even better - you don't have to do it all the yourself, but can use a single fund to do it for you.

This Month On The Homestead: Snow, Power, and Celebrations Check out last month's installment here and enjoy the best and worst moments of our first year on the homestead here. Wondering if it's less expensive to live rurally? Check out: City vs Country: Which Is Cheaper? The Ultimate Cost Of Living Showdown.

It’s madness out there! I had an early morning dentist checkup. DB came with me, so we could pop to a shop afterwards. Luckily, by the time I had finished, the queue was less and we got some of what we wanted. All guest presents are now delivered and wrapped. A final one, to ourselves, should arrive today.

Five more festive frugal things So we spent last week doing our best to eat up the remainder of the roast. Turkey sandwiches, turkey with leftover red cabbage and roasted parsnips, turkey with ratatouille, turkey curry using a handy half price jar of curry sauce. I finally cracked and froze 400g in chunks, ready for futher curry or a turkey pie.

Festive homemade Mince Pies on a budget…. Today I'm sharing my budget homemade mince pies which are totally amazing if I do say so myself! They might not look like works of art but they're easy to make, don't cost a fortune and taste delicious!

5 Easy Ways to Get More Cash in Just a Few Weeks Whether you’re looking to get some money quick to pay a bill, or you want extra cash for Christmas, here are some easy ways to make money fast.

The cookie-guessing game will be delayed! This post contains affiliate links. You guys have been asking about it, which makes me smile because I love how much you love this little tradition we have. First…Lisey is getting her wisdom teeth out this morning, poor girl. But I have juice and applesauce and yogurt and ice cream and all manner of soft foods to help her with her recovery.

Frugal games for Christmas Apologies for the lack of posts. Christmas time is beyond hectic! I think I'm at the girls school as much as they are. Today is a craftanoon with DD2 and then Gman Christmas party! Phew! I wanted to share a new game we've discovered recently. It's called Nine Lives or Fan-Tan.

How could one biscuit…. I had been for a much delayed massage this morning. DB had a pot of tea and a biscuit ready for when I got in. Dunking said biscuit into my tea, one large chunk fell off. Instead of falling into the tea, as per usual, it took a detour. Hitting the side of my mug, it rolled down my pale cardigan, hitting it in 4 places.

It's Supposed To Be Hard, Problems Are Forever This year has been the best year of my life. I quit my full time job, started running my online business full time, more than tripled my income, moved to Chicago, and got certified as a life coach. Not to mention, I'm obsessed with the community I've built online in the last year.

Easy Lamb Slider Burgers with Beetroot Mayo Recipe Super tasty lamb slider burger recipe with beetroot mayo that's delicious to share with family and friends. It's also really quick for any day of the week.

10 Practical Tips to Have a Stress-Free Christmas Don't get stressed out over the thought of Christmas! You can have a great time, without going over budget, and still make sure everything goes smoothly.

The Singing Gardener To say I feel like a rusty old bike that has been sitting in a shed for a few years is an understatement, but as a few of you have asked for an update here goes. So my last post was about putting in a pond, well that was done and it is lovely.

The Weekend Edition #76 Are you doing anything nice today? We're off out at lunch time for a Christmas lunch with family which should be lovely. Although I get slightly anxious when trying to keep a 3 year old preoccupied until the food arrives. At least there's going to be a few of us to do that task.

If at first you don't succeed…. We weren't sure whether Ruby would try and get our Christmas cards which are normally fixed to our internal doors on ribbons.

Review: Muscle Food Christmas Recipe Box If you haven't heard of Muscle Food before, they're an online healthy food company that started out supplying lean meat to body builders. Just think: no agonising over the correct way to cook Brussel sprouts. No face off between Nigella, Delia or Mary Berry versions.

40 Frugal Gifts for Women that Cost $30 or Less These cheap gifts for women are perfect for Christmas, Valentine's Day, birthday gifts, Mother's Day or just because. Lots of fun gift ideas for her, all $30 or less! There are affiliate links in this post - please read my full disclosure policy. Looking for some great gifts for women that won't blow your budget?

Further update I seem to do little but quick catch ups with you at present. I really am spending my time toing and froing from the Royal Derby with David.

10 Thrifty Ways to Bring Hygge into your Home Essentially, it is a cosy feeling or quality that many of us aspire to achieve in our own homes, both for ourselves and for any guests that come into our homes. So for us Brits, how can we bring this Danish phenomenon into our lives? Here I am sharing with you 10 thrifty ways that you can do just that.

What I Spent, What We Ate - early Saturday is where it's at! You guys, I went shopping at Aldi early on a Saturday morning, and my goodness, it was fantastic. The parking lot was so not full of cars! The store was so not full of people! It was…relaxing. As relaxing as grocery shopping can be. I spent $110 at Aldi and $47 elsewhere.

Making a special cake… It seems I am doing nothing but bake at the moment, it too shall pass… We decided to try an Advocat cake, courtesy of Elaine over at Mortgage Free in Three, see here. It certainly tasted of Advocat but I am not too keen on the chocolate as it is quite powerful.

Have a Car? Here are 7 Ways to Make Extra Money Many people consider Uber Eats one of the best ways to make extra money simply because it offers the same level of flexibility as driving passengers but eliminates transporting actual people. Instead, you'll pick up food from a variety of restaurants and bring it to the customer, similar to pizza delivery.

November 2018 matched betting income report Matched betting is hands down my favourite side hustle! Last year I told you why I was no longer writing my online income reports, and mentioned that I might bring them back for one of my side hustles. Today I have my November 2018 matched betting income report for you.

Christmas train trip to the North Pole If we're going to splash out, I prefer experiences we'll all remember, rather than things. I'd rather we created Christmas memories than cluttered our lives with yet more stuff.

Freezer Challenge - I made so much broth! I now have no bones in my freezer. Zippo. Zilch. Nada. A bone-free freezer. Yay me! I cooked up the turkey bones into broth one day. And then I roasted the beef bones and made them into broth another day. So, my freezer does have broth in it, but I still consider that a win.

Tick and tick And our last minute Christmas Cake from Delia Smiths Christmas cook book: Email ThisBlogThis!Share to TwitterShare to FacebookShare to Pinterest I love hearing from you, will read all your comments and try and answer any questions you leave. Please leave comments in English.

December Food I've been cooking once and eating two or three times so far this month, and on top of that keep forgetting to snap what we have. At the start of the month I made a very nice pot of chilli, enough for three days, probably the nicest one I've made for years.

English Version Of the Profit If you liked watching the Profit on CNBC this is an English version like it. It was interesting and funny. Have a great…

10 Steps To Planning Your Family's Financial Future…. I totally get that the thought of getting your family finances in order can be a bit daunting and it can seem like such a big job that you might be tempted to keep putting it off but it's well worth the time spent getting it sorted.

Best Grills Under $200 - Get Ready to Barbecue for Less There is absolutely nothing in the world I prefer more than setting up my grill, assembling my grill accessories, and trying to master the art of smoking grilled meat to perfection while not drowning it in excess BBQ sauce. Actually, strike that last comment.

15 Books that Can Change Your Life Books that can change your life. Looking for a great read over the holidays? There's nothing like a good book to sink your teeth into. Something that can inspire, invigorate and challenge. I read a fair share of fiction, both adult fiction and kids books to my kids.

Reader Suggestions: Holiday Gifts That'll Spread The Love But Not Break The Bank The questions are topics I've received multiple queries on and my hope is that by leveraging the braintrust of Frugalwoods nation, you'll find helpful advice and insight. Join the Frugalwoods Facebook group to participate in next month's Reader Suggestions!

Everything you need to know about mystery shopping in the UK We have used mystery shopping to purchase groceries, toiletries and even to help with Christmas shopping. Here is everything you need to know about mystery shopping in the UK, including a list of my favourite companies. Mystery shopping is a tool used by companies to evaluate their quality of service.

Millennial Money Meetup #5: Getting Ready for Retirement Want to learn more about retirement planning and pensions in Canada but don't know where to start? Watch or listen to my panel discussion to learn more!

The Perfect Gift For The Person Who Has Everything Today I want to share the best gift you can get someone who already has everything. The gift looks really simple. It consists of a calendar and 12 envelopes. However it is what is inside those envelopes that is the true gift. The gift is a year full of experiences with that person.

Chocolate Mint Truffles This mint chocolate truffle recipe is one from Lisey's old baking site, which got lost when I switched hosting companies. A reader emailed to ask if I could repost the recipe, though, since she makes these every Christmas for giving away. So, here I am, in time for any of you to make these for Christmas!

Chocolate and pistachio freezer fudge I don't normally like fudge as it is way too sweet for my taste. This recipe we both like although for some reason this year, it turned out very chocolatey! It could be that we accidentally picked up a reduced fat tin of condensed milk or maybe last time I made it, I didn't use just dark chocolate.

Random randomness - a dead dishwasher, I have a bunch of unrelated things to tell you. So randomness it is! It mysteriously stopped mid-cycle a few nights back, which is a bummer. I did not feel like messing with it, but Mr. FG took the control panel apart, found a fuse that looked to be blown, and ordered one from Amazon.

Poor old Ruby She is certainly different whilst on heat, very clingy. If she could get inside your legs she would. Same whilst we are sitting down in the lounge, or in the kitchen, as close to the safety gate as possible. She watched us decorate the tree without a care in the world, just a quick sniff and so far, she has totally ignored it.

Do You Use Sinking Funds? As I look over our budget, both from this year and for planning for next year, the most obvious thing to jump out at me is the fact that we don't budget for annual expenses. I know, a massive error on my part. But, at the moment we keep a big enough buffer in our current account to cover these.

Grocery Rebates: Ibotta App Review Perhaps this "pro" isn't for everyone, but if you purchase beer, wine and spirits, then you'll want to know that you can cash in grocery rebates for those as well, via the Ibotta app. The only challenge is if you live in a state that does not sell alcohol through traditional grocery stores.

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Congrats to Tara! I have a time crunch this morning, but I wanted to pop in really quickly to tell you the winner of the Third Day giveaway. Tara is the winner, so Tara, check your email! For the rest of you, if you'd like to try Third Day Naturals' products, click here to shop Third Day Naturals and use code HOLIDAY2018 to get 20% off your order!

Oh Christmas Tree Oh Christmas Tree We got our tree up last weekend. We are currently using only the middle and top portions due to Ruby but she hasn't actually been too near it. Maybe next year, we can go back to its full 8' size. It is also sitting on top of a unit just in case!

How I Created 6 Digital Products In 1 Year And Tripled My Business Income I tripled my business income this year. I'm so excited to share with you how I did it. Here's a quick recap of my income over the last few years… I didn't take my blog that seriously in the beginning, so depending on where you're starting from this could be very quickly or seem kind of long.

The ultimate guide to building a thrifty Christmas food hamper The only trouble with building a Christmas food hamper can be the price. The cost of a food hamper can easily snowball due to the fact that you pick up bits and pieces on random occasions. Before you know it, you've sat down to put the hamper together and you have WAY too much stuff, and you've got no idea how much you've spent on everything.

Cruising On The Cheap Today we are talking about cruising on the cheap. The things I learn from veteran cruisers who have been cruising since the 70's. Also I talk about my take on what I consider rip-offs when you cruise.

Home made postal Christmas gifts reveal… Some family members have Christmas gifts sent to them. I like to make or re-purpose things. They must be able to fit into a large letter size bag to save postage. No point making something only to spend £3 per gift to send it! One year I sewed defunct tea towels into vegetable storage bags for the fridge.

5 Experience Gift Ideas To Give Right Now Experience gift ideas are the best for people who don't need more stuff or those who are hard to buy for. Great for holidays, birthdays and more.

Simple Ways to Prepare for Cold and Flu Season Is your family ready for cold and flu season? Use these simple tips to help you prepare to deal with cold and flu season with ease.

Five festive frugal things Further to my plea for a little less Christmas, I've been looking at ways to cut the cost, so here are my five festive frugal things this week. For further festive activities, wish me luck this weekend. I'll be cooking Christmas dinner from a Muscle Food recipe box sent for review.

We have used up…. A good portion of our Christmas savings on both food and presents. Little 'secret santa' Christmas Eve presents are bought as are most of DS's and DDiL's. I have taken cash from the amount to buy those for DB otherwise receipts put on the money programme, would give them away.

The Dark Side Of The Room If you've been reading for a bit, you'll have this this type of view before, the overstuffed shelves of my pantry. We did a larger shop, which should cover most of this month, so there's no space to squeeze much else.

Reader Case Study: We Just Moved In Atlanta With Four Kids And We Might Want To Move Again! While Jon and I are open to living almost anywhere in the world, realistically we will probably stay in Atlanta for the duration, as it's where we're from, where our extended families live, and we like the weather. Jon works from home 100% of the time as a Senior Project Manager in Financial Technologies.

How to Save Money in the Office A lot of us bloggers work from home and the costs of running your own business can very quickly start adding up. Especially when it comes to all your office supplies. I'm here today to share 5 ways you can save money on your office supplies.

What I Spent, What We Ate - Welcome to December! I started out with a $25 Hungry Harvest. Then I spent $73 at Costco, and $33 at a local grocery store. So, I'm at $131 to start off December. Yay me! Mr. FG and I went on a date to a gourmet pizza place, and we got McDonald's for the girls before we left.

Win a Third Day Naturals gift set! Happy almost-weekend, frugal friends! I have a fun little weekend giveaway for you from Third Day Naturals, a longtime friend of The Frugal Girl. Run by a Frugal Girl reader and her husband, Third Day Naturals is a company that sells handmade soaps, lip balms, body butter, and other skin care products.

5 things to make with my free Christmas poster maker…. You might have seen that I've relaunched my amazing Christmas poster maker recently and made it even better because now it's a completely FREE Christmas poster maker so you don't have to pay a penny to use it! Today I wanted to share some cool things you could do with it….

CoPower Green Bonds: A Sustainable Way to Invest in Fixed Income Want to feel good about where your investing dollars are going? Then read on to learn how to invest in clean energy projects with CoPower Green Bonds.

Freezer Challenge - Bones. Many bones. I'm working on cleaning out my chest freezer so I can do a serious defrosting job on it. I'm alllllmost done! This mystery soup was indeed butternut squash soup, and I ate it for lunch one day. Check! I used some of the corn tortillas to make crispy strips to top our taco salads.

5 ways to save money during winter This is how to save money during winter including how to get Christmas "ready" and how to plan so you don't go over budget come December.

Thrifty December - Gifts It's pretty well documented here that I am not a Christmas person, so I'm only going to mention it on one occasion after today.

Baked Tandoori Chicken and Vegetable Pilaf Baked Tandoori Chicken and Vegetable Pilaf. Make this dish super simple by cooking the pilaf in the rice cooker. I have a confession:. I coveted my neighbour's rice cooker. I was, in fact, supposed to be there envying her new Thermomix.

5 Ingredient Salted Caramel Chocolate Mocha Yule Log, 38p This is a fairly cheeky little recipe, mostly because it involves very little work at all - and looks and tastes far more impressive than it should do, considering the sum of its parts. I should confess I didn't make the Yule log in the centre; I bought one from Asda on a whim and made it better.

Zoe's got a Saatva mattress. SO FANCY. And we are all a little jealous. A rep from Saatva reached out a little while ago to see if I could review one of their mattresses, and since Mr. FG and I have a relatively new mattress, I asked if I could have a twin mattress for Zoe.

A plea for a little less Christmas When did Christmas get so big? Christmas seems to have exploded. Everything is festive to the max - bigger, longer, more. It feels like everything got super-sized. Christmas stockings expanded into pillow cases then Christmas sacks.

Preventing winter ailments in our childhood I remember having to take a large spoonful of cod liver oil, on its own, nothing added or anything given afterwards to take away the dreadful taste. I would fight against it but never won! Another once or twice a winter ingredient, we had for years, was a very large spoonful of "Brimstone and Treacle'.

The Waste Hierarchy The Waste Hierarchy sounds like the dullest thing imaginable, but I have to confess that I kind of love it. I've recorded a podcast episode on the subject, but I figured that with Christmas bearing down on us it was worth a reminder and a look at how it can be applied to all things festive!

I Gave Extreme Couponing A Try - You Should Too I used to routinely laugh off extreme couponing. Until I realized it might be a good method to chip away at my grocery bill. Extreme couponing is the practice of strategically collecting as many coupons as possible to maximize savings. A coupon is a prearranged discount and marketing initiative between a food production business and retailers.

Millions Due Rebate from HMRC Millions of people are due a tax rebate from HMRC! Not only is it super simple to do, you could get your refund before Christmas!

Tuesday Tip - Not sure if it'll freeze? Try a small test. I've gotten several questions lately about whether or not this or that can be frozen. I'm happy to answer these questions if I know the answer, but sometimes I don't! And the interwebs in general are a good place to check for help with this, but sometimes the item in question is so specific, it's hard to find good information.

Mincemeat Cupcakes With Marzipan Buttercream I'm a big mince pie fan, especially with a disc of marzipan in the bottom before the mincemeat is dolloped on top, but I needed to do some festive baking for someone else and thought that mince pies might be a bit old hat. So I came up with these, and they are a pretty good substitute if you fancy ringing the changes.

Things I made earlier and forgot about… Our small amount of jam was not going to last for all of winter so I made another batch: Thawed blackberries were sieved to remove their pips, they were added to a 1lb portion of thawed pureed apple. The appropriate amount of sugar and water, gave us another 3 jars of delicious jam.

Dividend Income November 2018 We're getting towards the end of the year, already! Every time I write one of these updates, it does occur to me that time goes so much faster as an adult. Don't you think? Weeks seem to fly by and merge into one. And so, that means that I get to look at my dividend income and write about it again.

Best Online Stylist Services Just Updated I just updated this post on online stylist services. All of the online stylist companies have made some important changes-all beneficial to the customer. This include adding male customers, plus sizes, options for members of the military and stylists for children.

Sustainable Options For Nativity Costumes My youngest has just moved into Key Stage 2 and in our school that signals the end of Nativity plays for us. I'm equal parts sad and relieved - it really does feel like the end of an era, but at the same time there's no more late night panics trying to throw together a Nativity costume at the last minute.

How To Keep Your Christmas Tree Alive Until the New Year These tips will keep your Christmas tree alive for longer. Having a real Christmas tree will cost you more money vs having a fake tree, but for many people, it's half the fun of the festive season. Whether it's the tradition you have with your family or the smell of the pine needles, a real tree is a big treat.

Get £50 plus save money on your energy tariff with the Family Saver Club I am always on the lookout for a new way to save money on my energy bills and today I have a great one for you! Not only can you earn money from it, but you can also get yourself £50 credit for switching.

Cheap Cinema Tickets for Vodafone Customers with the New VeryMe Loyalty Programme With so many loyalty schemes available it's hard to keep up, but for Vodafone customers, the brand new VeryMe reward programme is one to take notice of. Launched in November 2018, the VeryMe reward programme offers Vodafone customers the opportunity to take advantage of free treats, regular giveaways and money off vouchers.

Christmas wreath and more prepping My mum gifted us the most beautiful handmade wreath yesterday. I picked up a door hanger this morning in Home Bargains and popped it straight up. Each time I walk past the front door I can see the silhouette and it's making me feel all festive and happy.

Trialling a new to me roast… I have noticed on blogland a few people trying the Hairy Bikers Stuffed Pork Fillet and thought we would give it a go. Recipe here. We used just one fillet to try it.

Homemade cranberry and white chocolate cookie mason jar gift…. Remember my post about homemade mason jar gifts from a couple of weeks ago? Well, today I'm sharing one of my favourite mason jar gifts with you - amazing homemade cranberry and white chocolate cookie mix and I'm pretty sure you're going to love this festive cookie mix as much as we do!

Five Frugal Things - nearly free bagels, a bob for Sonia, and more This post contains an affiliate link. A new-ish bagel shop near us sent out a $5/any purchase coupon, so I went and bought six bagels for a little over a dollar total. She's been wanting a shorter bob, but was unsure about how short she wanted to go.

How To Stop Repeating Your Past And Design Your Future From Your Future You can decide anything you want for the next year. No one can tell you're wrong because it's all in your mind. Think about what you would think about as this person. Write down what the person who you want to become thinks about. If you think about your future with unlimited possibility and creativity, what comes up for you?

Where You Come From Do You Put The Kettle On? Each December we like to treat ourselves to a special something or other. This year we made the short journey to Lancaster to The Vegan Cakery Afternoon Tea at Lancaster Town Hall. It's a beautiful building, made just a little more special by the lights and ice rink outside in Dalton Square.

Clever Teacher Gifts for the Holidays Looking for clever teacher gifts for the holidays? You're not alone. Every year readers write to ask the a variation on the same question about clever teacher gifts. What are some inexpensive gifts for preschool teachers? How should I handle middle school teacher gifts?

Posted…. All our Christmas cards yesterday. My final present for posting went on Friday. I have just realised that I only have about three weeks left to get on with food preparation so had better step on it. At the start of each month, we move our four armchairs around in the lounge.

20 Free things to do together at Christmas…. We all know that Christmas can be an expensive time but one thing that you don't need to spend a fortune on is the time you spend together as a family having fun and enjoying the build-up to the big day. There are plenty of completely free things to do together at Christmas!

In some ways…. It is a good job it’s happened now, Ruby is on heat for the first time. Can’t say I am looking forward to the mess but special pants were bo…

Johnnyjumpsup It's December 1st and as far as I'm concerned, Christmas starts here and now. Well, actually, it probably started yesterday for me. I was working in the morning and when I left work I decided to take a walk down Oxford Street, to get a few last Christmas gifts, namely some LUSH items for LB and an intern at work.

How to pick out the perfect real Christmas tree…. It's that time of year again when the kids are pestering to put up the decorations and you have to decide whether you're going to get the artificial tree down from the loft or whether you're going to go for a real tree this year!

December Aims My favourite month of the year it is busy and there is lots on for us, but I love it. I cannot wait to get our decorations up and see the reaction of Frugal Baby plus Frugal Toddler is definitely aware of what Christmas is now and keeps asking to see more lights.

Christmas Shopping - The End is in Sight On Thursday this week, I decided to head out and do a bit more Christmas shopping. There was one person, whose present I hadn't bought and needed to get, plus I needed a few stocking fillers for OH and LB.

What I Spent, What We Ate - also, last week's spending! By the way, the mystery soup from my freezer was indeed butternut squash soup. And I ate it all! Yay me. I spent $156 this week, so just about on budget. Buuuut I spent $239 last week. I did buy an organic turkey, so that kind of explains the high spending last week.

Easy Cheesy Mushroom Pork Chops This Easy Cheesy Mushroom Pork Chops recipe is simple enough for weeknight dinners, but special enough for guests during the holiday season! Breaded boneless pork loin chops are lightly pan fried, then baked with broth, mushrooms and cheese, resulting in a deliciously tender, juicy dish that will be a family favorite!

Save money during Christmas using the Ashleigh Shopping Club As you all know I'm a huge fan on anything that allows me to save money whilst doing my shopping and on the run up to Christmas I've discovered an amazing club that has just launched called Ashleigh Shopping Club. Get ready to save some money! The Ashleigh Shopping Club has just recently launched and allows you to save money every time you shop.

THE Epic Party Dance Playlist Sign up for my weekly party inspiration email and I'll send you this party songs checklist with extra blanks to add your own favorites plus give you access to my resource library! Sign up here or in the box below!

5 Gifts You Should Consider Buying Only On Christmas Day It just makes more sense to buy these items either a day before or on Christmas day, so the recipient gets the most from it. You are probably wondering what gift items we are referring to. Well, no need to stress out your brain pondering over the items.

Make extra cash for Christmas with Merry Doshmas Many of us are looking to make extra money in the run up to Christmas, however waiting for payments to reach our bank accounts can take forever! If you need to make some extra dosh before Christmas then keep reading to find out more about Merry Doshmas.

November 2018 - A Month In Review It doesn't feel two minutes since I was writing my November aims, and yet here we are at the end of the month. I'm not entirely sure how that happened?! Anyway, November. It's been another strange month; as I type both boys have got yet another cold, with Frugal Toddler coughing away.

Following on from my post yesterday…. I eventually found this newspaper article from a year ago, says it all really inflation Now you know why I am creating a Brexit food box!…

Surviving Austerity By Living in a Tent Times are tough - too tough - for many people. If you have no spare money there are still ways to survive on very little, even if you think they are extreme.

Monthly Round Up - November 2018 For the first time in a couple of months I ended up overdrawn this month, but by less than £100, which wasn't too bad. I blame Christmas coming at me like a juggernaut and the fact that I paid off the sofa covers this month, which was a major expenditure.

Current knitting project I was very kindly gifted some beautiful Flutterby yarn recently by my mum. It's one of those lovely chunky yarns which knits up very quickly. It's like trying to knit with marshmallow and I'm really enjoying it.

Rare Amazon Promo Code for Free Delivery It's not often you can get a decent deal with Amazon and it's rare they offer big discounts when it's not their big sales days. However, we've just found about about a new offer to save you money when you're shopping with Amazon. Usualy, unless you are a Prime member you usually have to pay for postage.

Shrinking…. No, not me, apparently for now at least, I am still as tall as I ever was! I am referring to packaging sizes and/or contents therein, which have been shrinking for quite a while now. Although I normally make my mincemeat every year, this year I haven't.

Women and Money: Improving the Wage Gap & Boosting Financial Confidence with Brynne Conroy You may know Brynne Conroy as the blogger behind Femme Frugality, but she's got a new book all about feminist finance and we talk all about it.

Sainsbury's to Label Food Bank Friendly Items to Make Donating Easier We live in one of the richest countries in the world and yet the need for food banks is growing rapidly year on year. With people running out of money to eat food - a simple and basic human necessity - they are turning to food banks as a way to help out and ultimately survive.

Restaurant Bans Mobile Phones But You'll Get a Cheaper Meal A restaurant is banning mobile phones in exchange for a discount on your meal. Would you ditch your mobile phone to save money on your restaurant bill?

Freezer Challenge - Smoothie time? The wind chill is currently 19°, but I still see a smoothie in my future. Possibly chased by some hot tea! Left to right, top row: watermelon, two bags of buns, a bag of miscellaneous frozen fruit. Bottom row: Andouille sausage, shredded coconut, mystery rolls.

Why I DON'T Agree with 'Presence not Presents'…. Notify me of follow-up comments by email. Notify me of new posts by email.

A strange meal…. We were going to have tomatillo chicken for tea and had cooked all the basics and added the previously made sauce. It was a bit of a strange colour but we carried on cooking. On tasting it, we realised it wasn't tomatillo sauce but a portion of pea and ham soup!

Making preparations I sat in a cafà earlier today to warm up from the rain that's been pouring down most of the day. On the table next to me were woman discussing Brexit and all the potential problems that could happen. One of the ladies seemed to think birds would fly backwards and we'd all be living in caves with flint tools by Christmas 2019.

Don't Miss Out on These Credit Card Perks That Benefit The Family Most credit card companies don't fully advertise their rewards programs. Only the major corporate behemoth credit card companies do so on TV. You might have numerous credit card perks, rewards, and bonus incentives available on your card and not even know it.

Cast Iron Fried Chicken This post contains affiliate links. This popped on my menu post a little while back and a lot of you asked for the recipe. I'm sorry to say that I have exactly zero good pictures of the chicken and no step by step photos either.

How We Survived Christmas Buying Nothing New Those of you who have been following for a while now are probably aware that my whole Sustainable journey began when I slightly randomly and naively decided that a year buying nothing new with my family would be a 'fun' thing to do. And it was fun. On the whole.